Disclaimer
This disclaimer applies to this website and to the information presented about the Lightpoint Value System, LPWS and DKWS.
The Lightpoint Value System, LPWS and DKWS are developing frameworks.
The information on this website is provided for general explanation, orientation and communication.
It is not intended as legal, financial, medical, psychological, therapeutic, tax, investment or professional advice.
1. Developing structure
LPWS and DKWS are still being developed.
Texts, pages, terms and structures may be refined over time as the framework becomes clearer in practice.
No part of this website should be understood as a final, closed or legally binding system unless this is clearly stated in writing.
2. No automatic rights or participation
Reading this website, sending a message or starting a conversation does not automatically create:
- participation
- access
- membership
- entitlement
- financial rights
- legal agreement
- obligation
- representation
- partnership
- right to Lightpoints
- right to Lumen
- right to payment, exchange or compensation
Participation, collaboration or practical exchange can only arise through clear agreement and mutual understanding.
3. Lightpoints and Lumen
Lightpoints are not money.
Lightpoints are not purchasing power.
Lightpoints are not a social credit score.
Lightpoints do not automatically create entitlement, payment, access, status or legal rights.
Lightpoints belong to the LPWS recognition layer and may help recognised contribution become visible.
Lumen belong to the DKWS layer.
Lumen may only move where practical exchange is supported by real carrying capacity, clear agreement and responsible structure.
Nothing on this website should be understood as an offer to issue currency, create money, provide financial products or guarantee exchange value.
4. No replacement for professional advice
The information on this website does not replace professional advice.
If your question involves legal matters, financial decisions, health, safety, contracts, taxes, business obligations, employment, insurance, investment, accounting or urgent personal circumstances, please contact the appropriate qualified professional or official service.
5. LPWS and DKWS
LPWS is presented as a framework for recognition, value, language, context and clarity.
DKWS is presented as a practical layer for exchange, responsibility, capacity, continuity, return flow and carried agreement.
Both structures are intended to support clearer understanding, communication and practical orientation.
They do not replace existing laws, financial systems, contracts, tax obligations, professional standards, official procedures or regulatory requirements.
6. Pilots, carrying capacity and agreements
Any pilot, practical exchange, Lumen movement, pre-financing, return flow, carrying capacity reserve or cooperation must be clearly discussed and agreed before it can have practical meaning.
Descriptions on this website are explanatory.
They do not automatically create obligations, rights, payments, guarantees, compensation, profit, return or participation.
Carrying capacity, reserve, risk, responsibility, contribution and return flow must be made visible within the specific situation before practical exchange can be considered.
7. No financial, investment or tax guarantee
DKWS, Lumen, draagkrachtreserve, return flow or pre-financing should not be understood as investment advice, tax advice, financial planning, banking activity, securities, guaranteed return or a promise of profit.
Any financial, fiscal, contractual or business consequences remain the responsibility of the parties involved and should be checked with qualified professionals where needed.
8. Accuracy of information
Care is taken to keep the information on this website clear and accurate.
However, errors, outdated information or incomplete explanations may occur.
The website may be updated, corrected or refined without prior notice.
9. External links
This website may contain links to external websites, including LumaFonds, Luma Protective Services or other related pages.
External websites are responsible for their own content, privacy policies, terms and practices.
This website is not responsible for the content, accuracy or reliability of external websites.
10. Use of the website
You are responsible for how you use the information on this website.
The information is meant to support understanding, reflection, orientation and conversation.
It should not be used as the sole basis for important decisions.
11. No guarantee
No guarantee is given that this website will always be available, complete, free from errors or suitable for every specific situation.
No guarantee is given that any framework, pilot, cooperation, exchange, Lumen structure or practical model will be accepted, available, profitable, legally suitable or appropriate for every situation.
The frameworks described on this website may develop over time.
12. Contact
For questions, corrections or clarification, contact: